We guarantee we will save you money on your credit card fees.  It's that simple!

I hope you will give us a few minutes of your time to tell you about AVATAS Payment Solutions. If the name doesn’t ring a bell, that is because, until just a short time ago, we were known as a COCARD office.


As a pioneer in payment processing solutions for the home heating industry, AVATAS has helped every single one of our more than 700 clients save money on credit card processing, and we can do the same for you—guaranteed!


Thanks to our unique skill set and our experience working exclusively with heating oil and propane companies, we are the undisputed experts in payment processing solutions. As an AVATAS Payment Solutions customer, you will:


  • Find out how to reduce processing costs using state-of-the-art solutions.
  • Gain access to our superior database resource to improve customer service.
  • Work directly with us, the owners of the company.
  • Never be locked into a contract—you can leave any time with no cancellation fee.
  • Benefit from our years of experience working with companies just like yours.
  • Save money—guaranteed—even if you are already in the utility program.


Five years ago, when we led the effort to convince credit card companies to recategorize home heating companies as utilities, you were paying processing fees that were at least 50% higher than they are today. That victory has saved the industry in excess of $100 million! This is the kind of forward thinking and innovation you can expect from AVATAS Payment Solutions.(as per AVATAS Payment Solutions)


We chose the name AVATAS because it signifies agility, speed, leadership and power—all of which we can offer you as an AVATAS customer. If you knew us before but haven’t yet called, please contact us today. We WILL save you money on credit card processing, guaranteed!